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" This is simple and easy to read. I recommend it to those serious about getting out of debt and on the path to financial independence.  You cannot read it without getting excited about your financial future." --Jim Davidson, nationally syndicated columnist whose column has appeared in 250 newspapers

"This book discusses the inability to save money in the face of the rising cost of living. It is a fine recommendation for those who find themselves with an empty wallet the day after payday." --Midwest Book Review

"This is powerful! As a banker for the past 25-years, I believe that people need to go back to basics. This is entertaining, good value, and it is a book you want to reread! Share it with young people so they can start their financial life in the right direction." ---Oscar Dominguez, Vice President and Group Manager, Union Bank

Wondering why you can’t save?
You will learn to save money!
This book makes it easy!


Does your money run out before your month does?
Ever wonder why you have trouble saving money?
Let “TheSmartestWay™ to Save” rescue your wallet!
This quick-and-easy guide will teach you how to budget and:

• Save on gas, save on clothes, save on cars—almost everything!
• Handle money situations with friends and family!
• Pay off credit cards!
• Pay off debt!
• Live within your income! Become financially independent!

Sam’s Principles of Financial Independence
(1 through 5 of the 26 Principles)

1. Daily choices add up.
2. Small savings over a long time create more wealth than big risks.
3. Pay yourself first.
4. Separate wants from needs. Concentrate on needs.
5. Toxic debt is poison.

You can read all 26 principles! Buy “TheSmartestWay to Save™ —
Why You Can’t Hang on to Money and What to Do About It” today!!